At Merchant Cash Direct, we have made it our mission to help in the growth of small business enterprises by providing easy and virtually risk free business cash advance.

Even if you unable to get working capital funding from your regular sources because of bad credit, you can qualify for our small business funding.

If you are looking for small business financing for inventory, cash flow, expansion or advertising, we provide you business cash advance that will help you take your small business forward on the growth path.

Our fast and easy funding process provides just the kind of handy cash advance you are looking for to expand your business, procure essential equipment, improve operating facility or publicise your products/services.

Your Dependable Working Capital Funding Source

Unlike many companies offering small business loan who do take their own time to approve your applications, we have carved out a niche as an easy small business financing company on the basis of our simple and risk-free funding process.

Our process of approving online applications for small business funding is tailor-made to help the small business owners stop worrying about loan approval or payback procedures and concentrate solely on growing their business.

Get working capital or project funding in 3 Easy Steps!

Step 1: Check out whether you qualify for our business cash advance.
No Obligation.

You will qualify if:

• You are a restaurant, retail, or service business
• You process at least $4,000/month in credit card sales
• You have been in business more than 1 year and
• You have no open judgments or bankruptcies

Yes, I Qualify! Apply for a FREE & No Obligation Quote!

Our professional Funding Consultant will determine how much money you qualify for, based on your average monthly credit card volume, and will contact you within 48 hours to discuss our funding solution. We treat every client interaction with respect, sensitivity and the highest level of integrity.

Step 2. Apply for our fast small business funding. Regardless of your bad credit history.

Bad credit and business loans do not usually go together. Especially small businesses with bad credit history find it very difficult to raise business capital. Not with us!

Even if you have a history of bad credit, our small business funding programs are available to you. Since we invest on the basis of your growth in the future, and not your past, your bad credit history does not discourage us.

Once you put in your application, we’ll ask you to provide us:

• 4-months of your credit card processing statements
• Articles of your incorporation or business license
• A copy of your lease

These documents will be submitted to our Underwriting Department for approval.

Within 48 hours, your Funding Consultant will contact you to discuss the specifics of our agreement. Merchant Cash Direct will then deliver a contract to you before closing of the next business day.

That’s all!

Just sign and return our agreement and, within a week, funds will be deposited automatically into your business bank account.



Step 3: Payback happens automatically. No need to write checks or pay late fees.

Once you have the working capital to invest, Merchant Cash Direct will begin collecting a small, agreed-upon percentage of your daily credit card sales until our agreement is fully executed.

You never have to worry about writing a single check or paying a single late fee. You only worry about growing your business.

The approved processing bank will transfer funds automatically and electronically, just as it happens every day with your credit card batches. In fact, your business cash advance could be made whole without you even noticing.

We are deeply committed towards employing the latest technology and superbly trained funding consultants to help the small business owner get access to quick working capital when he needs it the most.

Get business funding to improve your cash flow today!

Have Questions? Call Us Toll Free: 1-800-374-4728 or email at mail@merchantcashdirect.com